Wealth Strategy on Digital Asset Radar

Buy, Borrow, Die: How the Wealthy Avoid Taxes

Fri, 17 Jul 2026 06:27:44 +0000

Buy, borrow, die is a wealth strategy in which someone buys appreciating assets, borrows against them for spending money instead of selling, and passes the assets to heirs at death — where a “step-up in basis” erases the built-up capital gains. Because loans are not taxable income and unsold assets never trigger capital gains, the approach lets large fortunes fund a lifestyle while paying little or no income tax. It is entirely legal under current U.S. law, and as of July 2026 it is at the center of a live political fight over how the ultra-wealthy are taxed.

The Biggest Crypto Investing Mistake, Per Raoul Pal

Fri, 10 Jul 2026 07:06:03 +0000

The biggest crypto investing mistake, according to macro investor Raoul Pal, is trying to time the market cycle — selling into strength and hoping to buy the bottom back — which almost always breaks the compounding that actually builds wealth. In a solo presentation recorded on May 21, 2026, Pal argued that crypto is a long-term network-adoption story best played by holding a few proven assets and buying the big dips, not by trading the four-year cycle.

Return on Equity vs ROI: The Number the Rich Track

Mon, 06 Jul 2026 08:25:26 +0000

Return on equity vs ROI is the difference between the metric most investors track and the one the wealthy actually optimise: ROI measures what an asset returns, while return on equity (ROE) measures what your trapped capital earns — and idle equity sitting inside an asset often earns close to nothing. According to investor Mark Moss, shifting focus from return on investment to return on equity is why the same starting capital that leaves most people stuck can compound into millions for family offices and the 1%.